{"id":8445,"date":"2024-03-06T08:43:43","date_gmt":"2024-03-06T07:43:43","guid":{"rendered":"https:\/\/www.adlsantjosep.com\/blog\/2024\/03\/06\/nova-linia-financament-disba-caib-per-als-anys-2024-2025\/"},"modified":"2025-11-24T13:42:49","modified_gmt":"2025-11-24T12:42:49","slug":"nova-linia-financament-disba-caib-per-als-anys-2024-2025","status":"publish","type":"post","link":"https:\/\/www.adlsantjosep.com\/es\/blog\/2024\/03\/06\/nova-linia-financament-disba-caib-per-als-anys-2024-2025\/","title":{"rendered":"Nova l\u00ednia de finan\u00e7ament d\u2019ISBA CAIB per als anys 2024-2025"},"content":{"rendered":"<p>Nova l\u00ednia d\u2019avals d\u2019ISBA SGR, amb el suport del Govern de les Illes Balears, per facilitar l\u2019acc\u00e9s al finan\u00e7ament en condicions molt avantatjoses a empreses i treballadors aut\u00f2noms de les Illes Balears.<\/p>\n<p><strong>Beneficiaris<\/strong><\/p>\n<p>Persones f\u00edsiques o jur\u00eddiques de naturalesa privada i les societats civils o comunitats de b\u00e9ns, les agrupacions d\u2019inter\u00e8s econ\u00f2mic, les unions temporals d\u2019empreses i les empreses d\u2019economia social, definides en la Llei 5\/2001, de 29 de mar\u00e7, d\u2019Economia Social que compleixin els requisits de les micro, petites i mitjanes empreses, que formalitzin entre l\u20191 de desembre de 2023 i el 30 de novembre de 2025 operacions financeres:<\/p>\n<ul>\n<li>Que financin projectes d\u2019inversi\u00f3 productives o en innovaci\u00f3, sempre que es facin en centres productius ubicats a les Illes Balears.<\/li>\n<li>Que financin operacions financeres de liquiditat, l\u2019activitat principal de les quals es faci en centres productius ubicats a les Illes Balears.<\/li>\n<li>Que financin operacions d\u2019arrendament financer o\u00a0<em>leasing<\/em>, sempre que les inversions finan\u00e7ades es facin en centres productius ubicats a les Illes Balears.<\/li>\n<\/ul>\n<p><strong>Bonificacions<\/strong><\/p>\n<ul>\n<li>Liquiditat: el 100% del cos de l\u2019aval el primer i segon any, amb la limitaci\u00f3 de l\u20191,25% sobre l\u2019import de l\u2019aval, fins a m\u00e0xim els quatre primers anys.<\/li>\n<li>Inversions productives: el 100% del cos de l\u2019aval del primer al quart any, amb la limitaci\u00f3 de l\u20191,25% sobre l\u2019import de l\u2019aval, fins a m\u00e0xim els quatre primers anys.<\/li>\n<li>Inversions en innovaci\u00f3: el 100% del cost de l\u2019aval del primer al cinqu\u00e8 any, amb la limitaci\u00f3 de l\u20191,25% sobre l\u2019import de l\u2019aval, fins a m\u00e0xim els cinc primers anys.<\/li>\n<li>Arrendament financer: el 100% del cost de l\u2019aval del primer i segon any, amb la limitaci\u00f3 de l\u20191,25% sobre l\u2019import de l\u2019aval i el 50% del cost de l\u2019aval del tercer al quart any, amb la limitaci\u00f3 del 0,625% sobre l\u2019import de l\u2019aval, fins a m\u00e0xim els quatre primers anys.<\/li>\n<\/ul>\n<p><strong>Operacions formalitzades entre l\u20191 de desembre de 2023 i el 30 de novembre de 2025.<\/strong><\/p>\n<p><a href=\"https:\/\/www.isbasgr.es\/es\/productos-pymes\" target=\"_blank\" rel=\"noreferrer noopener\">M\u00e9s informaci\u00f3.<\/a><\/p>\n<p><a href=\"https:\/\/intranet.caib.es\/eboibfront\/ca\/2024\/11886\/683657\/resolucio-del-conseller-d-economia-hisenda-i-innov\" target=\"_blank\" rel=\"noreferrer noopener\">Consulta aqu\u00ed la convocat\u00f2ria del BOIB<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nova l\u00ednia d\u2019avals d\u2019ISBA SGR, amb el suport del Govern de les Illes Balears, per facilitar l\u2019acc\u00e9s al finan\u00e7ament en condicions molt avantatjoses a empreses i treballadors aut\u00f2noms de les [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":8443,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[308],"tags":[],"class_list":["post-8445","post","type-post","status-publish","format-standard","has-post-thumbnail","category-ayudas-y-subvenciones"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Nova l\u00ednia de finan\u00e7ament d\u2019ISBA CAIB per als anys 2024-2025<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.adlsantjosep.com\/es\/blog\/2024\/03\/06\/nova-linia-financament-disba-caib-per-als-anys-2024-2025\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nova 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